The Kolesar Team
Sample session · excerpt, 5 of about 24 slides

Financing the deal you can’t drive to.

An investor lending session for buyers purchasing out of state. Built to sit next to Heather’s Money Moves talk, in the same room, on the same numbers.

Anything in amber is a note from me to you. It comes out before this ships.
The Kolesar Team, Inc. · NMLS #260655
Sample. Illustrative figures. Not a rate quote or a commitment to lend.
The Kolesar Team
The gap

Your market moved.
Your lender didn’t.

The deal is in Oklahoma. Your lender is in Orange County.
Most local lenders have never closed a file out of state. They learn on your escrow clock.
Miss the close date and it’s your earnest money at risk, not theirs.
13
states I’m licensed to lend in
ALAZCA FLGAIL MOOHOK ORPATN TX
Your licensing page says 13. Your homepage says 14. An Arbor bio says 20. I need the real number before this goes on a screen.
The Kolesar Team
Where the lender actually sits in the deal

Four returns. One bank.

Cash flow
$2,400
Loan paydown
$1,500
Appreciation
$6,000
Tax treatment
$1,400
Year one, on $40,000 of your money
$11,300
The other $160,000 is the loan. Nobody lends you 80% to buy a stock.
$200,000 rental, $40,000 down, 7.5% over 30 years, rent $1,775. Appreciation at 3%. Depreciation on 80% of price at a 24% bracket. Same assumptions Heather uses, so the two talks agree.
The Kolesar Team
Proof

Closed on time. Zero stress.

“I have purchased around 4 investment properties from Brendan.”
Repeat investor client
“Closed on time, zero stress.” Two properties, closed at once, on a 17 day deadline.
Purchase client, complex scenario
Both of these are real and both are buried in unbranded Zillow auto-cards on your feed. Send me the originals plus permission to use the names, and I’ll rebuild them in your brand like this.
The Kolesar Team
Close
You don’t need the right time.
You need the right strategy.
Emailbrendan@thekolesarteam.com
Direct(916) 541-1808
Webthekolesarteam.com
That headline is your own line, pulled off your feed. It’s the best sentence you’ve written and it should be the one the room walks out with.
Before this goes in front of a room
  1. Which entity? Ideal Mortgage, Luminate, Arbor and Cherry Creek are all live on your properties right now.
  2. The disclosure line. Correct NMLS and Equal Housing Lender, from the entity above.
  3. Which logo? Teal on the site, navy on Instagram. And I need a vector, not the 808px PNG.
  4. How many states? 13, 14 or 20.
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